About
If Cash is King...
...Why do so many entrepreneurs use traditional retirement accounts, such as 401k's and IRA's, for savings? These accounts lock your money up for years - perhaps your most productive years! Instead, consider keeping your money in a place where you can access it when you need it without tax implication, and where it will experience tax-advantaged growth. Not to mention it will be immune from stock market crashes and will offer a sizeable benefit to your family if something should ever happen to you. Considering all these things...a properly structured life insurance policy can become the entrepreneur's best friend!
Most life insurance agents don't even know this...
When you take a life insurance policy and deconstruct it, you have two key things: the Death Benefit, and the Cash Value Account. Insurance agent's commissions are calculated from the death benefit amount...so most agents are primarily interested in selling you the greatest amount of death benefit possible. Not me. I mean, sure, I enjoy collecting commissions for my work, but I have discovered that if I can reduce the death benefit to the minimum level required (according to IRS code) while funding the policy with the maximum amount of cash (according to IRS code), I can help my clients create a tax-advantaged sum of money, that will grow over time, be accessible anytime, and not be subjected to stock market crashes at all. And there are other advantages, too! Click below to find out more!
About Brad Fisher
I am a passionate financial professional with nearly 20 years of experience in the investment advisory and insurance business. After graduating from Calvin College in 1999 with a Bachelor’s Degree in Business/Finance, I joined Edward Jones Investments and began a career in financial advising. I left Edward Jones in 2002 to start Fisher Wealth Management and grew that firm until December 2017 when I sold the firm in order to pursue my work with entrepreneurs and real estate. I most recently acquired C-Suites Executive Offices which is Gahanna Ohio’s premier office space for small business and entrepreneurship. I am actively involved in local real estate investing and continue to help position entrepreneurs for maximum financial liquidity and asset protection.
I also serve as a Director on the Gahanna Area Chamber of Commerce. My family and I reside in Gahanna and enjoy being an active part of the community.